FNALITY INTERNATIONAL LIMITED

• ◆

  4 officer resignations in last 12 months

  Multiple officers have left the board recently — see the People section for who.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.

Accounting basis

IFRS

Reporting scope

Consolidated group

Auditor

BDO LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The Directors have a reasonable expectation that the Group and Parent Company have adequate resources to continue their operations for a period of at least 12 months from the date of approval of these financial statements, including providing support to its subsidiaries. Therefore, the Directors continue to adopt the going concern basis of accounting in preparing the financial statements.”

Group structure

1. FNALITY INTERNATIONAL LIMITED · parent
   1. Fnality UK Limited 100% · United Kingdom · operates the £FnPS
   2. Fnality Services Limited 100% · maintains, implements, updates, and governs the release of software and reference protocols to the Fnality Locals and the clients of the Fnality Group.
   3. Fnality XB Corporation 100% · Delaware · facilitate the hiring of US-based employees

Significant events

• “In September, Fnality executed a successful Series C fundraising round of £99.7 million from new and existing shareholders, evidencing continued support for Fnality's strategy by global financial institutions.”
• “2025 saw regulatory milestones across multiple jurisdictions. In the United States, Fnality was granted a temporary charter of banking from the Connecticut Department of Banking, an essential step in establishing the Dollar Fnality Payment System ($FnPS).”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

17

last 12 months

Capital events

3

last 24 months

Officers appointed

6

last 12 months

Officers resigned

4

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.