TEMBO SAVINGS LIMITED
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Next accounts due
2026-08-31 (in 3mo)
Last filed for 2024-11-30
Confirmation statement due
2026-06-07 (in 1mo)
Last made up 2025-05-24
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
—
Average over period
Profit before tax
-£3M
Period ending 2024-11-30
Profit before tax
3-year trend · vs Financials median
Accounts
3-year trend · latest reflected 2024-11-30
| Metric | Trend | 2020-05-31 | 2023-05-31 | 2024-11-30 |
|---|---|---|---|---|
| Turnover | — | £300,531 | £1,721,177 | |
| Operating profit | — | -£3,947,955 | -£2,639,467 | |
| Profit before tax | — | -£3,947,955 | -£2,639,467 | |
| Net profit | — | -£3,986,735 | -£2,623,480 | |
| Cash | £434,520 | — | — | |
| Total assets less current liabilities | £764,179 | — | — | |
| Net assets | — | — | — | |
| Equity | £764,179 | — | — | |
| Average employees | 6 | — | — | |
| Wages | — | — | — | |
| Directors' remuneration | — | £271,981 | £113,002 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-11-30 vs 2023-05-31
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2020-05-31 | 2023-05-31 | 2024-11-30 |
|---|---|---|---|---|
| Operating margin | — | — | -153.4% | |
| Net margin | — | — | -152.4% | |
| Interest cover | — | -10.46x | -0.63x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- TEMBO SAVINGS LIMITED 2025-01-21 → present
- NUDE FINANCE LIMITED 2019-05-30 → 2025-01-21
- NFL123 LIMITED 2019-05-21 → 2019-05-30
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- AAB Audit & Accountancy Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Having prepared and assessed detailed cash flow forecasts for a variety of different scenarios the Directors are satisfied that Tembo Savings Limited will have sufficient resources available to meet its obligations as they fall due for at least 12 months from the date of signing these financial statements.”
Significant events
- “The company was acquired by digital mortgage broker Tembo Money Limited on 1 February 2024.”
- “On 30th January 2025, a £3m intercompany loan from Tembo Money was converted into capital.”
- “A further £7m of intercompany loan was received in December 2024, with the intention to convert into capital in the near future.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 7 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DANA, Richard Edmund Kinnaird | Director | 2024-02-01 | Jul 1982 | British |
| ROSS, Edward | Director | 2024-02-01 | Apr 1991 | British |
| WATTS, Jennifer | Director | 2024-02-01 | Jun 1968 | Irish |
| WRIGHT, Geoffrey | Director | 2024-02-01 | Aug 1989 | British |
Show 7 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BELL, Martin | Director | 2019-07-03 | 2022-02-28 |
| DIXON, Gary | Director | 2019-07-03 | 2020-02-28 |
| DOHERTY, Stephen Paul | Director | 2019-07-03 | 2023-02-10 |
| MCFARLANE, Alan | Director | 2020-03-17 | 2024-02-01 |
| MCKAY, Kate | Director | 2021-08-18 | 2024-02-01 |
| TAYLOR, Crawford | Director | 2019-05-21 | 2024-02-01 |
| VON TROTHA TAYLOR, Dominic | Director | 2022-03-31 | 2024-02-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Tembo Money Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2024-02-01 | Active |
| Nude Finance Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2019-05-21 | Ceased 2024-02-01 |
Filing timeline
Last 20 of 64 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-01-21 CERTNM Certificate change of name company PDF
- 2024-02-07 MA Memorandum articles
- 2024-02-07 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-08-19 | AA | accounts | Accounts with accounts type full | |
| 2025-07-22 | SH01 | capital | Capital allotment shares | |
| 2025-06-06 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-01-30 | SH01 | capital | Capital allotment shares | |
| 2025-01-21 | CERTNM | change-of-name | Certificate change of name company | |
| 2024-06-05 | AA01 | accounts | Change account reference date company current extended | |
| 2024-05-30 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-05-30 | SH01 | capital | Capital allotment shares | |
| 2024-02-26 | AA | accounts | Accounts with accounts type full | |
| 2024-02-07 | MA | incorporation | Memorandum articles | |
| 2024-02-07 | RESOLUTIONS | resolution | Resolution | |
| 2024-02-05 | AP01 | officers | Appoint person director company with name date | |
| 2024-02-05 | AP01 | officers | Appoint person director company with name date | |
| 2024-02-05 | AP01 | officers | Appoint person director company with name date | |
| 2024-02-05 | AP01 | officers | Appoint person director company with name date | |
| 2024-02-05 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-02-05 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-02-05 | TM01 | officers | Termination director company with name termination date | |
| 2024-02-05 | TM01 | officers | Termination director company with name termination date | |
| 2024-02-05 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 3
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.