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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-07-01 (in 2mo)

Last made up 2025-06-17

Watchouts

1 item

Cash

£4M

EUR 5,101,887

+328.6% vs 2023

Net assets

£4M

EUR 4,890,111

+132% vs 2023

Employees

12

+9.1% vs 2023

Profit before tax

-£3M

EUR -3,490,083

-39.1% vs 2023

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover
Operating profit -£2,183,532-£3,100,716
Profit before tax -£2,182,503-£3,035,119
Net profit -£1,666,297-£2,276,263
Cash £1,035,268£4,436,809
Total assets less current liabilities
Net assets £1,832,843£4,252,640
Equity £1,832,843£4,252,640
Average employees 1112
Wages £1,481,011£1,788,478
Directors' remuneration £280,400

Figures converted to GBP from EUR at 0.870 per EUR (Frankfurter spot rate) — hover any figure for the original. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 31.1%26.6%
Current ratio 5.99x3.76x
Interest cover -52554.51x

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. PAGONXT PAYMENTS UK LTD. 2024-03-01 → present
  2. PAGOFX UK LTD 2019-06-18 → 2024-03-01

Audit & accounting basis

Accounting basis
UK-adopted international accounting standards
Reporting scope
Standalone (parent only)
Abridged
Yes — abridged accounts (limited disclosure)
Auditor
PricewaterhouseCoopers LLP
Audit opinion
Unqualified (clean)
Going concern
Material uncertainty disclosed

“During 2025, the Directors made a decision to cease trading and to discontinue the operations of the Company. Consequently, these financial statements are prepared on an 'other than going concern' basis.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 9 resigned

Name Role Appointed Born Nationality
CALDERON IGAREDA, Jose Luis Director 2024-10-02 Feb 1972 Spanish
NASH, Dean, Mr. Director 2023-11-08 Sep 1980 British
SUAREZ PONCE DE LEON, Miguel Director 2022-12-05 Dec 1981 Spanish,British
Show 9 resigned officers
Name Role Appointed Resigned
CHINCHILLA MADUEÑO, Alejandra Secretary 2020-11-19 2023-08-01
GINER, Salvador Secretary 2021-04-28 2023-10-10
MEYER-PELLEGRINI, Emilio Secretary 2019-06-18 2021-04-28
GONZALEZ TOBAR, Alberto Director 2020-02-24 2023-11-27
LARDIES PELEGAY, Fernando Director 2022-12-05 2024-03-25
LOBO CARTAGENA, Carolina Director 2019-06-18 2019-12-31
MENAGER, Cedric Director 2019-06-18 2022-04-29
PATEL, Chirag Director 2019-06-18 2021-05-28
WHITE, Robert, General Manager Director 2024-03-25 2025-12-17

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Banco Santander, S.A. Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2019-06-18 Active

Filing timeline

Last 20 of 49 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2024-03-01 CERTNM Certificate change of name company PDF
Date Type Category Description
2026-01-12 TM01 officers Termination director company with name termination date PDF
2025-09-22 AA accounts Accounts with accounts type full
2025-06-24 CS01 confirmation-statement Confirmation statement with updates PDF
2024-11-21 SH01 capital Capital allotment shares PDF
2024-10-08 AP01 officers Appoint person director company with name date PDF
2024-07-23 AA accounts Accounts with accounts type full
2024-07-17 SH01 capital Capital allotment shares PDF
2024-06-26 CS01 confirmation-statement Confirmation statement with updates PDF
2024-04-18 CH01 officers Change person director company with change date PDF
2024-04-16 AP01 officers Appoint person director company with name date PDF
2024-04-15 TM01 officers Termination director company with name termination date PDF
2024-03-01 CERTNM change-of-name Certificate change of name company PDF
2024-01-10 AP01 officers Appoint person director company with name date PDF
2024-01-09 TM02 officers Termination secretary company with name termination date PDF
2024-01-09 TM01 officers Termination director company with name termination date PDF
2023-10-18 AA accounts Accounts with accounts type full
2023-08-01 SH01 capital Capital allotment shares PDF
2023-08-01 TM02 officers Termination secretary company with name termination date PDF
2023-07-12 CS01 confirmation-statement Confirmation statement with updates PDF
2023-01-09 SH01 capital Capital allotment shares PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
3

last 12 months

Capital events
2

last 24 months

Officers appointed
0

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page