REWARD SPV2 LIMITED
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Cash
£2.8m
-60.4% vs 2025
Net assets
£0
Equity attributable
Employees
0
Average over period
Profit before tax
£0
Period ending 2026-02-28
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-02-28
| Metric | Trend | 2024-02-29 | 2025-02-28 | 2026-02-28 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | — | £334,000 | — | — | |
| Operating profit | — | £27,000 | £139,000 | +414.8% | |
| Profit before tax | — | £0 | £0 | — | |
| Net profit | — | £0 | £0 | — | |
| Cash | £1,000 | £6,999,000 | £2,774,000 | -60.4% | |
| Total assets less current liabilities | — | £113,507,000 | £139,055,000 | +22.5% | |
| Net assets | — | £0 | £0 | — | |
| Equity | £0 | £0 | £0 | — | |
| Average employees | 0 | 0 | 0 | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | £0 | £0 | £0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-02-29 | 2025-02-28 | 2026-02-28 |
|---|---|---|---|---|
| Operating margin | — | 8.1% | — | |
| Net margin | — | 0.0% | — | |
| Return on capital employed | — | 0.0% | 0.1% | |
| Gearing (liabilities / total assets) | — | 100.0% | 100.0% | |
| Interest cover | — | 0.09x | 0.01x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors believe that preparing the financial statements on the going concern basis is appropriate due to the profitable performance of the group during the year, along with budgeted positive future performance and cash flows.”
Significant events
- “On 14 February 2025, as part of a new secured funding arrangement, a Receivables Purchase Agreement was entered into between the company (as buyer) and its immediate parent, Reward Finance Group Limited (as seller).”
- “The transaction involved the sale of a beneficial interest in a pool of loans and the creation of a forward flow arrangement whereby future loans could also be sold. The purchase of the pool was funded by a senior secured loan note issued by the company to Quilam Capital and junior funding, provided by Reward Finance Group Limited.”
- “On 7 May 2026 the facility with Quilam capital was increased to £165,000,000, the repayment date of the facility was left unchanged.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| TAYLOR, Andrew | Secretary | 2024-03-27 | — | — |
| HARROP, David Anthony | Director | 2020-03-16 | Apr 1970 | British |
| RUFF, Emma | Director | 2023-05-31 | Sep 1988 | British |
| SMITH, Nicholas Stephen | Director | 2024-10-17 | Feb 1975 | British |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| COCKERHAM, Emma | Secretary | 2020-10-28 | 2024-03-27 |
| SMITH, Daniel James | Secretary | 2020-03-16 | 2020-10-28 |
| FLANNERY, Thomas More | Director | 2020-03-16 | 2023-05-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Reward Finance Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-10-28 | Active |
| Reward Investments Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2020-03-16 | Ceased 2024-10-28 |
Filing timeline
Last 20 of 35 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-03-11 RESOLUTIONS Resolution
- 2025-03-11 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-17 | AA | accounts | Accounts with accounts type full | |
| 2026-07-03 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-06-29 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-03-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-07 | AA | accounts | Accounts with accounts type full | |
| 2025-07-31 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-07-14 | CH01 | officers | Change person director company with change date | |
| 2025-04-25 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-03-18 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-03-11 | RESOLUTIONS | resolution | Resolution | |
| 2025-03-11 | MA | incorporation | Memorandum articles | |
| 2025-02-23 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-02-18 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-01-17 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-01-17 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-11-07 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-21 | AA | accounts | Accounts with accounts type total exemption full | |
| 2024-04-05 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-04-04 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-03-15 | CS01 | confirmation-statement | Confirmation statement with updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.