BRIDGEPOINT CREDIT HOLDINGS LIMITED
Get an alert when BRIDGEPOINT CREDIT HOLDINGS LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£148k
+2,014.3% highest in 3 filed years
Net assets
£185m
+22.4% highest in 3 filed years
Employees
0
Average over period
Profit before tax
£38m
+75.7% highest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | — | £15,000,000 | £39,412,000 | +162.7% | |
| Operating profit | £303,000 | £12,341,000 | £38,559,000 | +212.4% | |
| Profit before tax | £12,771,000 | £21,538,000 | £37,835,000 | +75.7% | |
| Net profit | £12,686,000 | £20,414,000 | £38,030,000 | +86.3% | |
| Cash | £8,000 | £7,000 | £148,000 | +2,014.3% | |
| Total assets less current liabilities | £131,838,000 | £151,398,000 | £185,295,000 | +22.4% | |
| Net assets | £131,838,000 | £151,398,000 | £185,295,000 | +22.4% | |
| Equity | £131,838,000 | £151,398,000 | £185,295,000 | +22.4% | |
| Average employees | 0 | 0 | 0 | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | £0 | £0 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | — | 82.3% | 97.8% | |
| Net margin | — | 136.1% | 96.5% | |
| Return on capital employed | 0.2% | 8.2% | 20.8% | |
| Gearing (liabilities / total assets) | 41.4% | 33.4% | 29.1% | |
| Current ratio | 0.10x | 0.11x | 0.16x | |
| Interest cover | 0.39x | 16.37x | 48.93x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- BRIDGEPOINT CREDIT HOLDINGS LIMITED 2020-08-20 → present
- RUDI BIDCO LIMITED 2020-06-10 → 2020-08-20
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors are required to assess and confirm the appropriateness of the going concern assumption as the basis of preparation. ... from this assessment it is concluded that the Company remains a going concern.”
Group structure
- BRIDGEPOINT CREDIT HOLDINGS LIMITED · parent
- Bridgepoint Credit BOCPIF GP S.à r.l. 100%
- Bridgepoint Credit Limited 100%
- BCLO Credit Investments I S.à r.l. 100%
- LORAC Carry BCO V Limited 100%
Significant events
- “Dividends of £5.0m were declared and paid in May 2026 (2024: nil).”
- “In March 2026, upon maturity of the Z-share management incentive scheme, the outstanding receivable balance relating to the scheme was settled by a fellow Group undertaking.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 7 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MODY, Scott Thomas Kumar | Secretary | 2020-10-05 | — | — |
| HUGHES, Jonathan Raoul | Director | 2020-06-10 | Jan 1965 | British |
| KONOPELSKI, Andrew David | Director | 2020-10-23 | Oct 1975 | British |
| KOZIARSKI, Paul | Director | 2023-08-17 | Jul 1979 | British |
| LUCAS, Jamie Mark | Director | 2023-08-17 | Oct 1989 | British |
| THOMPSON, Rachel Clare | Director | 2022-01-12 | Dec 1980 | British |
Show 7 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| THOMPSON, Rachel Clare | Secretary | 2020-06-10 | 2020-10-05 |
| BARTER, Charles Stuart John | Director | 2020-06-10 | 2022-01-12 |
| GRANT, Hamish Thomas, Mr. | Director | 2020-10-23 | 2023-08-17 |
| GUNNER, Paul Richard | Director | 2020-06-10 | 2022-01-24 |
| JONES, Adam Maxwell | Director | 2022-01-24 | 2024-08-31 |
| WELDON, Guy Patrick | Director | 2020-06-10 | 2026-03-31 |
| WOODS, Edward Garton | Director | 2020-06-10 | 2020-10-23 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bridgepoint Advisers Holdings | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2020-06-10 | Active |
Filing timeline
Last 20 of 60 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-08-04 RESOLUTIONS Resolution
- 2025-08-01 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-13 | AA | accounts | Accounts with accounts type full | |
| 2026-07-03 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-06-17 | AP01 | officers | Appoint person director company with name date | |
| 2026-06-05 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-09 | AA | accounts | Accounts with accounts type full | |
| 2025-08-08 | CH01 | officers | Change person director company with change date | |
| 2025-08-04 | RESOLUTIONS | resolution | Resolution | |
| 2025-08-01 | SH01 | capital | Capital allotment shares | |
| 2025-08-01 | MA | incorporation | Memorandum articles | |
| 2025-06-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-23 | AA | accounts | Accounts with accounts type full | |
| 2024-09-02 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-06 | SH06 | capital | Capital cancellation shares | |
| 2024-08-06 | SH03 | capital | Capital return purchase own shares | |
| 2024-06-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-17 | AP01 | officers | Appoint person director company with name date | |
| 2023-08-17 | AP01 | officers | Appoint person director company with name date | |
| 2023-08-17 | TM01 | officers | Termination director company with name termination date | |
| 2023-08-14 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 1
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.