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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-08-24 (in 3mo)

Last made up 2025-08-10

Watchouts

None on the register

Cash

£6M

+23.4% vs 2023

Net assets

£4M

+58.5% vs 2023

Employees

Average over period

Profit before tax

£6M

+59.7% vs 2023

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover £5,914,667£7,978,270
Operating profit £3,371,969£5,357,526
Profit before tax £3,490,208£5,572,685
Net profit £2,665,955£4,150,223
Cash £5,217,566£6,436,431
Total assets less current liabilities £2,819,024£4,469,247
Net assets £2,819,024£4,469,247
Equity £2,819,024£4,469,247
Average employees
Wages £912,926£1,270,563
Directors' remuneration £278,693£334,002

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Operating margin 57.0%67.2%
Net margin 45.1%52.0%
Return on capital employed 119.6%119.9%
Current ratio 1.46x1.60x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. SATINWOOD UNDERWRITING LIMITED 2020-12-08 → present
  2. SATINWOOD AGENCY LIMITED 2020-08-11 → 2020-12-08

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Ernst & Young LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Company has adequate resources to continue trading for at least 12 months from the date of authorisation of these financial statements and the Directors intend for it to do so. Accordingly, they continue to adopt the going concern basis in preparing the Annual Report.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

7 active · 2 resigned

Name Role Appointed Born Nationality
CHABE, Tamara Secretary 2025-07-29
MARSDEN, Heather Elizabeth Secretary 2020-11-26
NAHER, Shamsun Secretary 2023-02-22
CAVANAGH, John Paul Director 2020-12-29 Oct 1958 British
ENGLAND, Adam Wade Director 2020-12-21 Mar 1983 British
MARSDEN, Heather Elizabeth, Mrs. Director 2020-08-11 Oct 1974 American
RAYNER, Paul Michael Director 2020-08-11 Jul 1978 British
Show 2 resigned officers
Name Role Appointed Resigned
BAKER, Katie Victoria, Ms. Secretary 2020-08-11 2025-08-04
RUGHANI, Shradha, Mrs. Secretary 2020-08-11 2023-01-26

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Adam Wade England Individual Shares 25–50%, Voting 25–50% 2020-12-21 Active
Octave Specialty Limited Corporate entity Shares 50–75%, Voting 50–75%, Appoints directors 2020-08-11 Active

Filing timeline

Last 20 of 49 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2025-11-07 MA Memorandum articles
  • 2025-11-07 RESOLUTIONS Resolution
  • 2023-07-21 MA Memorandum articles
  • 2023-07-21 RESOLUTIONS Resolution
Date Type Category Description
2025-11-25 PSC05 persons-with-significant-control Change to a person with significant control PDF
2025-11-07 SH08 capital Capital name of class of shares
2025-11-07 MA incorporation Memorandum articles
2025-11-07 RESOLUTIONS resolution Resolution
2025-11-07 SH06 capital Capital cancellation shares
2025-11-07 SH03 capital Capital return purchase own shares
2025-08-18 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-08-15 PSC05 persons-with-significant-control Change to a person with significant control PDF
2025-08-12 AD01 address Change registered office address company with date old address new address PDF
2025-08-08 TM02 officers Termination secretary company with name termination date PDF
2025-08-05 AP03 officers Appoint person secretary company with name date PDF
2025-06-13 AA accounts Accounts with accounts type full
2024-08-13 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-07-23 AA accounts Accounts with accounts type full
2024-05-31 CH01 officers Change person director company with change date PDF
2023-10-13 PSC05 persons-with-significant-control Change to a person with significant control PDF
2023-09-18 AA accounts Accounts with accounts type full
2023-08-23 CS01 confirmation-statement Confirmation statement with updates PDF
2023-07-21 MA incorporation Memorandum articles
2023-07-21 RESOLUTIONS resolution Resolution

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
12

last 12 months

Capital events
3

last 24 months

Officers appointed
1

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page