CYNERGY BUSINESS FINANCE LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-04-17 (in 11mo)
Last made up 2026-04-03
Watchouts
None on the register
Cash
£21M
-2.2% vs 2023
Net assets
£6M
+598.8% vs 2023
Employees
47
+17.5% vs 2023
Profit before tax
£7M
+126.4% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £13,147,000 | £22,533,000 | |
| Operating profit | £3,824,000 | £9,371,000 | |
| Profit before tax | £3,214,000 | £7,276,000 | |
| Net profit | £2,423,000 | £5,443,000 | |
| Cash | £21,085,000 | £20,619,000 | |
| Total assets less current liabilities | — | — | |
| Net assets | £909,000 | £6,352,000 | |
| Equity | £909,000 | £6,352,000 | |
| Average employees | 40 | 47 | |
| Wages | £3,294,000 | £3,587,000 | |
| Directors' remuneration | £941,000 | £459,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+71.4%
£13,147,000 £22,533,000
-
Cash
-2.2%
£21,085,000 £20,619,000
-
Net assets
+598.8%
£909,000 £6,352,000
-
Employees
+17.5%
40 47
-
Operating profit
+145.1%
£3,824,000 £9,371,000
-
Profit before tax
+126.4%
£3,214,000 £7,276,000
-
Wages
+8.9%
£3,294,000 £3,587,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 29.1% | 41.6% | |
| Net margin | 18.4% | 24.2% | |
| Gearing (liabilities / total assets) | 99.5% | 97.9% | |
| Current ratio | 1.00x | 1.02x | |
| Interest cover | 0.75x | 1.08x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have received confirmation from Cynergy Bank plc of their commitment to support the Company for at least, but not limited to, 12 months from the date that the financial statements were signed. The directors are satisfied therefore that the Company has the resources to continue in business for the foreseeable future and that there are no material uncertainties to disclose.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 2 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ROSE-INNES, Susannah | Secretary | 2025-06-19 | — | — |
| COMBI, Stefano | Director | 2024-12-12 | Oct 1974 | British |
| FAHY, Nicholas Gerald | Director | 2021-10-06 | Oct 1967 | Irish |
| GOLDING, David James | Director | 2021-10-06 | Feb 1970 | British |
| JONES, Jillian Margaret | Director | 2022-01-01 | Sep 1963 | British |
| NEWMAN, Michael Peter | Director | 2021-10-06 | Sep 1961 | British |
| WINTERTON, Edward James | Director | 2021-10-06 | Jan 1975 | British |
Show 2 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| JORDAN, Paul | Secretary | 2021-04-08 | 2025-06-13 |
| HAMPTON, Francesca Margaret | Director | 2021-04-08 | 2023-08-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Cynergy Bank Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-04-08 | Active |
Filing timeline
Last 20 of 26 total filings
Material constitutional events — rename, articles re-file, resolution
- 2021-10-21 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-17 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-11-12 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-06-19 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-06-19 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-05-02 | AA | accounts | Accounts with accounts type full | |
| 2025-04-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-24 | AP01 | officers | Appoint person director company with name date | |
| 2024-11-06 | CH03 | officers | Change person secretary company with change date | |
| 2024-10-18 | CH01 | officers | Change person director company with change date | |
| 2024-07-11 | AA | accounts | Accounts with accounts type full | |
| 2024-04-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-01 | TM01 | officers | Termination director company with name termination date | |
| 2023-05-11 | AA | accounts | Accounts with accounts type full | |
| 2023-05-03 | AD01 | address | Change registered office address company with date old address new address | |
| 2023-04-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-08-09 | AA | accounts | Accounts with accounts type full | |
| 2022-04-29 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-01-10 | AP01 | officers | Appoint person director company with name date | |
| 2021-11-16 | AA01 | accounts | Change account reference date company current shortened | |
| 2021-10-21 | MA | incorporation | Memorandum articles |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.