INFINITY UK BORROWER 1 LIMITED
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Cash
—
Latest balance sheet
Net assets
£191m
+15.5% highest in 3 filed years
Employees
0
Average over period
Profit before tax
£34m
-25.1% vs 2025
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Net interest income | — | £52,095,188 | £32,823,711 | -37% | |
| Fee & commission income | — | — | — | — | |
| Operating income | — | £45,678,364 | £34,211,673 | -25.1% | |
| Impairment losses | — | £4,850,117 | £1,929,208 | -60.2% | |
| Profit before tax | £30,691,279 | £45,678,364 | £34,211,673 | -25.1% | |
| Net profit | £23,018,306 | £34,262,138 | £25,622,903 | -25.2% | |
| Loans & advances to customers | — | £793,523,445 | £907,296,178 | +14.3% | |
| Customer deposits | — | — | — | — | |
| Total assets | £940,530,041 | £854,902,876 | £1,010,332,195 | +18.2% | |
| Total liabilities | £809,021,425 | £689,132,122 | £818,938,538 | +18.8% | |
| Equity | £131,508,616 | £165,770,754 | £191,393,657 | +15.5% | |
| Average employees | — | 0 | 0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|
| Operating margin | 30.1% | 49.9% | — | |
| Net margin | 22.5% | 37.4% | — | |
| Return on capital employed | 3.3% | 5.5% | — | |
| Gearing (liabilities / total assets) | 86.0% | 80.6% | 81.1% | |
| Current ratio | 9.21x | 2.84x | — | |
| Interest cover | 0.42x | 1.16x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 1 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CHRISTOPHER, Alana | Secretary | 2026-09-01 | — | — |
| GUJADHUR, Kunal | Director | 2022-07-26 | May 1985 | British |
| OTTERSBACH, Patrick Wolfgang Bernd | Director | 2022-07-26 | Apr 1983 | British,German |
| PATEL, Anup | Director | 2022-07-26 | Apr 1978 | British |
Show 1 resigned officer
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MANTLE, Helen Louise | Secretary | 2022-07-26 | 2026-08-21 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Infinity Uk Holdco 1 Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-07-26 | Active |
Filing timeline
Last 19 of 19 total filings
Material constitutional events — rename, articles re-file, resolution
- 2022-09-02 RESOLUTIONS Resolution
- 2022-08-31 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-17 | AA | accounts | Accounts with accounts type full | |
| 2026-09-09 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-09-02 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-11-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-11-03 | CH01 | officers | Change person director company with change date | |
| 2025-09-15 | AA | accounts | Accounts with accounts type full | |
| 2025-02-24 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-11-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-23 | AA | accounts | Accounts with accounts type full | |
| 2024-03-08 | CH03 | officers | Change person secretary company with change date | |
| 2023-10-31 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-17 | AA | accounts | Accounts with accounts type full | |
| 2023-08-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-11-21 | SH01 | capital | Capital allotment shares | |
| 2022-10-03 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2022-09-02 | RESOLUTIONS | resolution | Resolution | |
| 2022-08-31 | MA | incorporation | Memorandum articles | |
| 2022-08-25 | AA01 | accounts | Change account reference date company current shortened | |
| 2022-07-26 | NEWINC | incorporation | Incorporation company |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.