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Cash

Latest balance sheet

Net assets

£4.5m

USD 6,087,814

+3.2% highest in 3 filed years

Employees

Average over period

Profit before tax

£581k

USD 783,352

+8.7% highest in 3 filed years

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Net interest income £1,684,670£1,715,809 +1.8%
Fee & commission income
Operating income
Impairment losses £487,470-£46,362 -109.5%
Profit before tax -£159,770£534,733£581,337 +8.7%
Net profit -£159,770£401,050£436,003 +8.7%
Loans & advances to customers £39,117,822£32,390,544 -17.2%
Customer deposits
Total assets £30,547,472£110,730,217£96,607,188 -12.8%
Total liabilities £31,469,165£106,352,392£92,089,329 -13.4%
Equity £4,377,826£4,517,858 +3.2%
Average employees 4

Figures converted to GBP from USD at 0.742 per USD (Frankfurter spot rate) — hover any figure for the original. indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show . About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Gearing (liabilities / total assets) 103.0%96.0%95.3%
Current ratio 3.47x2.38x

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
IFRS
Reporting scope
Standalone (parent only)
Auditor
MHA
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 2 resigned

Name Role Appointed Born Nationality
ADERINTO, Adeniyi Director 2023-01-23 Jul 1976 British
AGHA, John Obi Director 2023-01-23 Oct 1976 British
BABATUNDE, Ayodeji Olatunde Director 2024-08-31 Jan 1976 Nigerian
LUTCHUMUN, Sanjeev Kumar Director 2024-08-31 Apr 1974 Mauritian
Show 2 resigned officers
Name Role Appointed Resigned
ADINO GLOBAL MARKETS LIMITED Corporate Director 2023-01-23 2024-08-31
ADINO INVESTMENT LIMITED Corporate Director 2023-01-23 2024-08-31

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Adino Global Markets Limited Corporate entity Shares 25–50%, Voting 25–50% 2023-09-12 Active
Adino Investment Limited Corporate entity Shares 50–75%, Voting 50–75% 2023-01-23 Active

Filing timeline

Last 20 of 21 total filings

Date Type Category Description
2026-08-25 AA accounts Accounts with accounts type full
2025-10-07 AA accounts Accounts with accounts type full
2025-10-06 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-01-17 AA accounts Accounts with accounts type total exemption full PDF
2024-12-18 PSC05 persons-with-significant-control Change to a person with significant control PDF
2024-12-13 PSC05 persons-with-significant-control Change to a person with significant control PDF
2024-12-12 PSC05 persons-with-significant-control Change to a person with significant control PDF
2024-12-11 PSC05 persons-with-significant-control Change to a person with significant control PDF
2024-10-21 SH14 capital Capital redomination of shares
2024-10-17 AA01 accounts Change account reference date company previous shortened PDF
2024-10-16 AA01 accounts Change account reference date company previous extended PDF
2024-08-31 AP01 officers Appoint person director company with name date PDF
2024-08-31 AP01 officers Appoint person director company with name date PDF
2024-08-31 TM01 officers Termination director company with name termination date PDF
2024-08-31 TM01 officers Termination director company with name termination date PDF
2024-08-31 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2024-08-31 CS01 confirmation-statement Confirmation statement with updates PDF
2024-02-19 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-09-20 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2023-09-20 PSC09 persons-with-significant-control Withdrawal of a person with significant control statement PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
3

last 12 months

Capital events
1

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page