COVERYS LIMITED
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Cash
—
Latest balance sheet
Net assets
£46M
0% vs 2024
Employees
0
Average over period
Profit before tax
£8K
-99.6% vs 2024
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|
| Gross written premiums | £5,579,000 | £43,969,000 | +688.1% | |
| Net earned premiums | £223,000 | £5,705,000 | +2,458.3% | |
| Claims incurred | £144,000 | £3,962,000 | +2,651.4% | |
| Investment return | £1,738,000 | £3,464,000 | +99.3% | |
| Profit before tax | £1,955,000 | £8,000 | -99.6% | |
| Net profit | £1,955,000 | £8,000 | -99.6% | |
| Insurance contract liabilities | £5,228,000 | £39,238,000 | +650.5% | |
| Total assets | £54,526,000 | £113,714,000 | +108.6% | |
| Total liabilities | £8,082,000 | £67,262,000 | +732.2% | |
| Equity | £46,444,000 | £46,452,000 | 0% | |
| Average employees | 0 | 0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 14.8% | 59.2% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors are of the opinion that the going concern assumption is appropriate for the period of assessment based on the following considerations: a) the Company's future business strategy; b) the Company's future projected business plan; c) the Company's liquidity position and the Company's capital position and the surplus over its required solvency capital requirement ("SCR") and minimum capital requirement ("MCR")”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 4 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HEYLEN, Theresa Ann | Secretary | 2026-03-01 | — | — |
| BELL, Michael | Director | 2023-06-16 | Sep 1962 | British |
| CHARLES, Colin David | Director | 2023-09-26 | Mar 1959 | British |
| FARNWORTH, Catherine | Director | 2025-09-01 | Jan 1982 | British |
| LITTLEMORE, Robert David | Director | 2025-08-01 | Jan 1968 | British |
| MURPHY, Joseph Gerard | Director | 2024-04-24 | Aug 1974 | American |
| RAFTOPOULOS, Stefan | Director | 2024-06-06 | Jan 1971 | British |
Show 4 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| REMBER, James Lawrence | Secretary | 2024-04-24 | 2025-11-28 |
| HIPKIN, David William | Director | 2023-09-26 | 2025-12-01 |
| MILLS, Todd Colin | Director | 2023-06-16 | 2024-05-17 |
| SIBTHORPE, Michael Alan | Director | 2023-06-16 | 2024-06-06 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Coverys Uk Holding Co. Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-06-16 | Active |
Filing timeline
Last 20 of 24 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-22 | AA | accounts | Accounts with accounts type full | |
| 2026-03-10 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-02-02 | CH01 | officers | Change person director company with change date | |
| 2025-12-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-12 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-05 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-09-15 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-15 | AUD | auditors | Auditors resignation company | |
| 2025-08-14 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-02 | AA | accounts | Accounts with accounts type full | |
| 2024-12-17 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-09-22 | AA | accounts | Accounts with accounts type full | |
| 2024-06-06 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-06 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-06 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-29 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-30 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-02-20 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-01-23 | AA01 | accounts | Change account reference date company previous shortened | |
| 2024-01-10 | CS01 | confirmation-statement | Confirmation statement with updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.