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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-09-19 (in 4mo)

Last made up 2025-09-05

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

£108K

Equity attributable

Employees

0

Average over period

Profit before tax

£241K

Period ending 2024-12-31

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums £0£8,661,347
Net earned premiums £0£6,733,756
Claims incurred £0£3,522,225
Investment return £0£525,666
Profit before tax £0£240,602
Net profit £0£107,479
Insurance contract liabilities £NaN£16,524,017
Total assets £100£24,113,805
Total liabilities £100£24,113,805
Equity £100£107,579
Average employees 00

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Year-on-year comparison hidden: this filing's period length differs materially from the prior year.

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 0.0%99.6%

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Consolidated group
Auditor
Humphrey & Co Audit Services Ltd
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Group structure

  1. INSHALA HOLDINGS LIMITED · parent
    1. Inshala No.1 Limited 100% · Lloyd's underwriting
    2. Pen Hill LLP 100% · Lloyd's underwriting
    3. Lygean Finance Limited 100% · Lloyd's underwriting

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

2 active · 0 resigned

Name Role Appointed Born Nationality
PADFIELD, Emma Jane Director 2023-09-06 Jun 1969 British
PADFIELD, Ian George Director 2023-09-06 Jan 1963 British

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Ian George Padfield Individual Shares 75–100%, Voting 75–100%, Appoints directors 2023-09-06 Active

Filing timeline

Last 11 of 11 total filings

Date Type Category Description
2026-02-04 AD03 address Move registers to sail company with new address PDF
2026-02-04 AD02 address Change sail address company with new address PDF
2025-10-04 AA accounts Accounts with accounts type group
2025-09-30 PSC04 persons-with-significant-control Change to a person with significant control PDF
2025-09-30 CH01 officers Change person director company with change date PDF
2025-09-30 CH01 officers Change person director company with change date PDF
2025-09-30 CS01 confirmation-statement Confirmation statement with updates PDF
2025-04-22 AA accounts Accounts with accounts type dormant PDF
2025-04-22 AA01 accounts Change account reference date company current shortened PDF
2024-09-27 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-09-06 NEWINC incorporation Incorporation company PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
7

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page