FORTEGRA INSURANCE UK LTD.
Get an alert when FORTEGRA INSURANCE UK LTD. files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2026-10-16 (in 5mo)
Last made up 2025-10-02
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
—
Average over period
Profit before tax
—
Period ending 2025-12-31
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gross written premiums | £NaN | £NaN | — | |
| Net earned premiums | £NaN | £NaN | — | |
| Claims incurred | £NaN | £NaN | — | |
| Investment return | £NaN | £NaN | — | |
| Profit before tax | £0 | -£273,000 | — | |
| Net profit | — | — | — | |
| Insurance contract liabilities | £NaN | £NaN | — | |
| Total assets | — | — | — | |
| Total liabilities | £NaN | £NaN | — | |
| Equity | £100 | £19,727,000 | £41,143,000 | |
| Average employees | 0 | 0 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Gross written premiums
—
Not reported
-
Net earned premiums
—
Not reported
-
Profit before tax
—
Not reported
-
Equity
+108.6%
£19,727,000 £41,143,000
highest in 3 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Return on capital employed | 0.0% | -1.4% | — |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 2 times since incorporation
- FORTEGRA INSURANCE UK LTD. 2025-03-26 → present
- FORTEGRA UK LIMITED 2023-11-01 → 2025-03-26
- FORTEGRA UK COMPANY LIMITED 2023-10-03 → 2023-11-01
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on a going concern basis as outlined in note 2 of the financial statements. In assessing the appropriateness of the going concern basis (Please see business review section in Strategic report), the Directors have taken account of the development of the Company's operations to date and of all relevant information covering a period of at least twelve months from the date of approval of the financial statements.”
Significant events
- “Fortegra Insurance UK Limited ("Fortegra" or "the Company") has made significant progress in 2025 with the acquired licences and operations now set up in London.”
- “The Prudential Regulation Authority (PRA) granted Fortegra approval to establish its subsidiary in the United Kingdom, effective November 29, 2024.”
- “During, 2025 year, the Company commenced underwriting.”
- “On 9 September 2025, the Company issued additional share capital amounting to £18.4 million.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 2 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BORG, Brian, Mr. | Secretary | 2024-12-04 | — | — |
| CALDERBANK, Deborah, Mrs. | Director | 2023-10-03 | Sep 1971 | British |
| COLALUCCI, Francis, Mr. | Director | 2024-05-21 | Oct 1944 | American |
| DODD, Andrew, Mr. | Director | 2024-05-21 | Jan 1972 | British |
| FIGES, Mark, Mr. | Director | 2024-05-20 | Jan 1963 | British |
| HILL, Martin Roy, Mr. | Director | 2025-05-15 | Sep 1966 | British |
| KAHLBAUGH, Richard, Mr. | Director | 2023-10-03 | Mar 1960 | American |
| KING, John David, Mr. | Director | 2024-05-21 | Apr 1965 | British |
| TAYLOR, Abigail, Ms. | Director | 2024-05-21 | Jul 1980 | American |
Show 2 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| SHORT, John, Mr. | Secretary | 2023-10-03 | 2024-12-04 |
| HUDA, Khizerul, Mr. | Director | 2023-10-03 | 2024-09-27 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Lots Intermediate Co. | Corporate entity | Significant influence | 2023-10-03 | Active |
Filing timeline
Last 20 of 24 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-03-26 CERTNM Certificate change of name company
- 2025-03-26 CONNOT Change of name notice
- 2025-03-26 NM06 Change of name request comments
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-11 | AA | accounts | Accounts with accounts type full | |
| 2026-01-15 | AAMD | accounts | Accounts amended with accounts type full | |
| 2025-10-30 | AA | accounts | Accounts with accounts type total exemption full | |
| 2025-10-17 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-10-17 | SH01 | capital | Capital allotment shares | |
| 2025-06-17 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-22 | SH01 | capital | Capital allotment shares | |
| 2025-03-26 | CERTNM | change-of-name | Certificate change of name company | |
| 2025-03-26 | CONNOT | change-of-name | Change of name notice | |
| 2025-03-26 | NM06 | change-of-name | Change of name request comments | |
| 2025-01-09 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-01-09 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-10-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-27 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-20 | AA | accounts | Accounts with accounts type dormant | |
| 2024-08-19 | AA01 | accounts | Change account reference date company previous shortened | |
| 2024-05-31 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-31 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-22 | CH01 | officers | Change person director company with change date | |
| 2024-05-22 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 2
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.