FIFTH THIRD BANK, NATIONAL ASSOCIATION REPRESENTATIVE OFFICE
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Cash
£3B
USD 3,499,000,000
+16.1% vs 2024
Net assets
£16B
USD 21,724,000,000
+10.6% vs 2024
Employees
—
Average over period
Profit before tax
£2B
USD 3,211,000,000
+10.1% highest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
Based on information currently available, advice of counsel, available insurance coverage and established accruals, the Bancorp believes that the eventual outcome of the actions against the Bancorp and/or its subsidiaries, including the matters described above, will not, individually or in the aggregate, have a material adverse effect on the Bancorp's consolidated financial position.
Net assets
3-year trend · vs Unclassified median
Accounts
3-year trend · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Turnover | £7,296,105,255 | £7,793,974,733 | £7,403,005,158 | |
| Operating profit | £2,233,684,683 | £2,179,860,955 | £2,400,388,727 | |
| Profit before tax | £2,233,684,683 | £2,179,860,955 | £2,400,388,727 | |
| Net profit | £1,755,999,103 | £1,729,834,791 | £1,885,325,559 | |
| Cash | — | £2,253,121,029 | £2,615,683,636 | |
| Total assets less current liabilities | — | — | — | |
| Net assets | — | £14,685,654,482 | £16,239,814,607 | |
| Equity | — | £14,685,654,482 | £16,239,814,607 | |
| Average employees | — | — | — | |
| Wages | — | — | — | |
| Directors' remuneration | — | — | — |
Figures converted to GBP from USD at 0.748 per USD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Turnover
-5%
£7,793,974,733 £7,403,005,158
-
Cash
+16.1%
£2,253,121,029 £2,615,683,636
-
Net assets
+10.6%
£14,685,654,482 £16,239,814,607
-
Employees
—
Not reported
-
Operating profit
+10.1%
£2,179,860,955 £2,400,388,727
highest in 3 filed years
-
Profit before tax
+10.1%
£2,179,860,955 £2,400,388,727
highest in 3 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 30.6% | 28.0% | 32.4% | |
| Net margin | 24.1% | 22.2% | 25.5% | |
| Gearing (liabilities / total assets) | — | 90.8% | 89.9% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- FIFTH THIRD BANK, NATIONAL ASSOCIATION REPRESENTATIVE OFFICE 2020-01-08 → present
- FIFTH THIRD BANK 2014-03-07 → 2020-01-08
Audit & accounting basis
- Accounting basis
- US GAAP
- Reporting scope
- Consolidated group
- Going concern
- Material uncertainty disclosed
“Based on information currently available, advice of counsel, available insurance coverage and established accruals, the Bancorp believes that the eventual outcome of the actions against the Bancorp and/or its subsidiaries, including the matters described above, will not, individually or in the aggregate, have a material adverse effect on the Bancorp's consolidated financial position.”
Significant events
- “As part of its capital plan, the Bancorp increased its quarterly common stock dividend to $0.40 per share in the third quarter of 2025.”
- “Additionally, the Bancorp entered into and settled accelerated share repurchase transactions during the year ended December 31, 2025.”
- “On June 13, 2025, the Bancorp's Board of Directors authorized management to repurchase up to 100 million common shares in the open market or in privately negotiated transactions and to utilize any derivative or similar instrument to effect share repurchase transactions.”
- “On September 30, 2025, the Bancorp redeemed all 14,000 outstanding shares of its 4.500% fixed-rate reset non-cumulative perpetual preferred stock, Series L, and the corresponding depositary shares, pursuant to its terms and conditions.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
17 active · 17 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| POWELL, Michael | Secretary | 2025-02-26 | — | — |
| AKINS, Nicholas K. | Director | 2014-03-07 | Aug 1960 | American |
| ALMODOVAR, Priscilla | Director | 2026-01-07 | Jun 1967 | American |
| BAYH 111, B. Evan | Director | 2014-03-07 | Dec 1955 | American |
| BENITEZ, Jorge L. | Director | 2017-05-27 | Aug 1959 | American |
| BLACKBURN, Katherine | Director | 2014-12-15 | Sep 1965 | American |
| CLEMENT-HOLMES, Linda Wendella | Director | 2020-07-17 | Mar 1962 | American |
| DANIELS, Bryan | Director | 2019-03-22 | Feb 1959 | American |
| DESMANGLES, Laurent | Director | 2023-08-18 | Oct 1967 | American |
| FEIGER, Mitchell | Director | 2020-06-15 | Jun 1958 | American |
| HEMINGER, Gary R. | Director | 2014-03-07 | Sep 1953 | American |
| KERR, Derek James | Director | 2026-02-01 | Oct 1964 | American |
| MALLESCH, Eileen A | Director | 2016-09-20 | Mar 1956 | American |
| ROGERS, Kathleen | Director | 2023-08-18 | Sep 1965 | American |
| SMITH, Barbara Roetker | Director | 2026-02-01 | Jun 1959 | American |
| SPENCE, Timothy | Director | 2022-07-05 | Jan 1979 | American |
| VAN DE VEN, Michael Gerard | Director | 2026-02-01 | Dec 1961 | American |
Show 17 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ALTER, Joseph, Mr. | Secretary | 2020-04-11 | 2023-03-16 |
| MCWILLIAMS, Jelena | Secretary | 2017-01-03 | 2018-05-01 |
| TUUK, Mary | Secretary | 2014-03-07 | 2017-01-03 |
| ZAUNBRECHER, Susan | Secretary | 2023-03-16 | 2025-02-26 |
| ZAUNBRECHER, Susan | Secretary | 2018-05-01 | 2020-04-11 |
| BRIDGEMAN JR., Ulysses L. | Director | 2014-03-07 | 2017-01-03 |
| BRUMBACK, Emerson L. | Director | 2014-03-07 | 2025-02-25 |
| BURRIS, Jerry W. | Director | 2016-09-20 | 2020-06-16 |
| CARMICHAEL, Greg | Director | 2015-07-06 | 2023-04-18 |
| HARVEY, Thomas | Director | 2019-03-22 | 2026-01-07 |
| HOOVER, Jewell D. | Director | 2014-03-07 | 2023-04-18 |
| ISSAC, William M. | Director | 2014-03-07 | 2017-01-03 |
| KABAT, Kevin Thomas | Director | 2014-03-07 | 2017-01-03 |
| LIVINGSTON, Mitchel D. | Director | 2014-03-07 | 2017-01-03 |
| MCCALLISTER, Michael B. | Director | 2014-03-07 | 2025-02-25 |
| SCHIFF JR., John J. | Director | 2014-03-07 | 2017-01-03 |
| WILLIAMS, Marsha C. | Director | 2014-03-07 | 2025-02-25 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 66 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-28 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2026-04-28 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2026-04-28 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2026-04-28 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2026-04-10 | AA | accounts | Accounts with accounts type full | |
| 2026-03-05 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2025-08-06 | AA | accounts | Accounts with accounts type group | |
| 2025-06-30 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2025-06-30 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2025-06-30 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2025-04-01 | OSAP03 | officers | Appoint person secretary overseas company with appointment date | |
| 2025-03-31 | OSTM02 | officers | Termination person secretary overseas company with name termination date | |
| 2024-05-21 | OSCH01 | other | Change company details by uk establishment overseas company with change details | |
| 2024-05-21 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2024-05-21 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2024-05-21 | OSCH03 | officers | Change person director overseas company with change date | |
| 2024-05-21 | OSCH03 | officers | Change person director overseas company with change date | |
| 2024-05-21 | OSCH03 | officers | Change person director overseas company with change date | |
| 2024-05-21 | OSCH03 | officers | Change person director overseas company with change date | |
| 2024-05-21 | OSCH03 | officers | Change person director overseas company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 10
- Capital events
- 0
- Officers appointed
- 4
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.