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Cash

£3B

USD 3,499,000,000

+16.1% vs 2024

Net assets

£16B

USD 21,724,000,000

+10.6% vs 2024

Employees

Average over period

Profit before tax

£2B

USD 3,211,000,000

+10.1% highest in 3 filed years

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

3-year trend · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31
Turnover £7,296,105,255£7,793,974,733£7,403,005,158
Operating profit £2,233,684,683£2,179,860,955£2,400,388,727
Profit before tax £2,233,684,683£2,179,860,955£2,400,388,727
Net profit £1,755,999,103£1,729,834,791£1,885,325,559
Cash £2,253,121,029£2,615,683,636
Total assets less current liabilities
Net assets £14,685,654,482£16,239,814,607
Equity £14,685,654,482£16,239,814,607
Average employees
Wages
Directors' remuneration

Figures converted to GBP from USD at 0.748 per USD (Frankfurter spot rate) — hover any figure for the original. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Operating margin 30.6%28.0%32.4%
Net margin 24.1%22.2%25.5%
Gearing (liabilities / total assets) 90.8%89.9%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. FIFTH THIRD BANK, NATIONAL ASSOCIATION REPRESENTATIVE OFFICE 2020-01-08 → present
  2. FIFTH THIRD BANK 2014-03-07 → 2020-01-08

Audit & accounting basis

Accounting basis
US GAAP
Reporting scope
Consolidated group
Going concern
Material uncertainty disclosed

“Based on information currently available, advice of counsel, available insurance coverage and established accruals, the Bancorp believes that the eventual outcome of the actions against the Bancorp and/or its subsidiaries, including the matters described above, will not, individually or in the aggregate, have a material adverse effect on the Bancorp's consolidated financial position.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

17 active · 17 resigned

Name Role Appointed Born Nationality
POWELL, Michael Secretary 2025-02-26
AKINS, Nicholas K. Director 2014-03-07 Aug 1960 American
ALMODOVAR, Priscilla Director 2026-01-07 Jun 1967 American
BAYH 111, B. Evan Director 2014-03-07 Dec 1955 American
BENITEZ, Jorge L. Director 2017-05-27 Aug 1959 American
BLACKBURN, Katherine Director 2014-12-15 Sep 1965 American
CLEMENT-HOLMES, Linda Wendella Director 2020-07-17 Mar 1962 American
DANIELS, Bryan Director 2019-03-22 Feb 1959 American
DESMANGLES, Laurent Director 2023-08-18 Oct 1967 American
FEIGER, Mitchell Director 2020-06-15 Jun 1958 American
HEMINGER, Gary R. Director 2014-03-07 Sep 1953 American
KERR, Derek James Director 2026-02-01 Oct 1964 American
MALLESCH, Eileen A Director 2016-09-20 Mar 1956 American
ROGERS, Kathleen Director 2023-08-18 Sep 1965 American
SMITH, Barbara Roetker Director 2026-02-01 Jun 1959 American
SPENCE, Timothy Director 2022-07-05 Jan 1979 American
VAN DE VEN, Michael Gerard Director 2026-02-01 Dec 1961 American
Show 17 resigned officers
Name Role Appointed Resigned
ALTER, Joseph, Mr. Secretary 2020-04-11 2023-03-16
MCWILLIAMS, Jelena Secretary 2017-01-03 2018-05-01
TUUK, Mary Secretary 2014-03-07 2017-01-03
ZAUNBRECHER, Susan Secretary 2023-03-16 2025-02-26
ZAUNBRECHER, Susan Secretary 2018-05-01 2020-04-11
BRIDGEMAN JR., Ulysses L. Director 2014-03-07 2017-01-03
BRUMBACK, Emerson L. Director 2014-03-07 2025-02-25
BURRIS, Jerry W. Director 2016-09-20 2020-06-16
CARMICHAEL, Greg Director 2015-07-06 2023-04-18
HARVEY, Thomas Director 2019-03-22 2026-01-07
HOOVER, Jewell D. Director 2014-03-07 2023-04-18
ISSAC, William M. Director 2014-03-07 2017-01-03
KABAT, Kevin Thomas Director 2014-03-07 2017-01-03
LIVINGSTON, Mitchel D. Director 2014-03-07 2017-01-03
MCCALLISTER, Michael B. Director 2014-03-07 2025-02-25
SCHIFF JR., John J. Director 2014-03-07 2017-01-03
WILLIAMS, Marsha C. Director 2014-03-07 2025-02-25

Ownership

Persons with significant control

No persons with significant control on record.

Filing timeline

Last 20 of 66 total filings

Date Type Category Description
2026-04-28 OSAP01 officers Appoint person director overseas company with name appointment date
2026-04-28 OSAP01 officers Appoint person director overseas company with name appointment date
2026-04-28 OSAP01 officers Appoint person director overseas company with name appointment date
2026-04-28 OSAP01 officers Appoint person director overseas company with name appointment date
2026-04-10 AA accounts Accounts with accounts type full
2026-03-05 OSTM01 officers Termination person director overseas company with name termination date
2025-08-06 AA accounts Accounts with accounts type group
2025-06-30 OSTM01 officers Termination person director overseas company with name termination date
2025-06-30 OSTM01 officers Termination person director overseas company with name termination date
2025-06-30 OSTM01 officers Termination person director overseas company with name termination date
2025-04-01 OSAP03 officers Appoint person secretary overseas company with appointment date
2025-03-31 OSTM02 officers Termination person secretary overseas company with name termination date
2024-05-21 OSCH01 other Change company details by uk establishment overseas company with change details
2024-05-21 OSTM01 officers Termination person director overseas company with name termination date
2024-05-21 OSTM01 officers Termination person director overseas company with name termination date
2024-05-21 OSCH03 officers Change person director overseas company with change date
2024-05-21 OSCH03 officers Change person director overseas company with change date
2024-05-21 OSCH03 officers Change person director overseas company with change date
2024-05-21 OSCH03 officers Change person director overseas company with change date
2024-05-21 OSCH03 officers Change person director overseas company with change date

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
10

last 12 months

Capital events
0

last 24 months

Officers appointed
4

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page