LENDINGMATE FINANCE INC.
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Cash
£111K
CAD 204,741
-74% vs 2024
Net assets
£494K
CAD 907,385
-25.9% vs 2024
Employees
—
Average over period
Profit before tax
£133K
CAD 244,097
-70.3% vs 2024
Net assets
2-year trend · vs Unclassified median
Accounts
2-year trend · latest reflected 2025-03-31
Latest accounts filed cover 2025-12-31; financial figures currently reflect up to 2025-03-31.
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | £521,653 | £190,074 | |
| Operating profit | £446,808 | £180,974 | |
| Profit before tax | £446,808 | £132,777 | |
| Net profit | £333,158 | £99,558 | |
| Cash | £427,811 | £111,369 | |
| Total assets less current liabilities | £665,991 | £493,573 | |
| Net assets | £665,991 | £493,573 | |
| Equity | £665,991 | £493,573 | |
| Average employees | — | — | |
| Wages | — | — | |
| Directors' remuneration | — | — |
Figures converted to GBP from CAD at 0.544 per CAD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
-63.6%
£521,653 £190,074
-
Cash
-74%
£427,811 £111,369
-
Net assets
-25.9%
£665,991 £493,573
-
Employees
—
Not reported
-
Operating profit
-59.5%
£446,808 £180,974
-
Profit before tax
-70.3%
£446,808 £132,777
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Heads up: a more recent set of accounts has been filed but isn't yet reflected here — the figures above are older than the company's latest filing.
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Operating margin | 85.7% | 95.2% | |
| Net margin | 63.9% | 52.4% | |
| Return on capital employed | 67.1% | 36.7% | |
| Gearing (liabilities / total assets) | 52.0% | 64.7% | |
| Current ratio | 1.51x | 1.40x | |
| Interest cover | — | 3.64x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Audit opinion
- Unaudited (audit-exempt)
- Going concern
- Affirmed
“The director has made an assessment in preparing these financial statements as to whether the Company is a going concern and has concluded that there are no material uncertainties that may cast doubt on the Company's ability to continue as a going concern.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 0 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BLACK, Kelly Martelle | Secretary | 2021-03-10 | — | — |
| BLACK, Kelly Martelle | Director | 2021-03-10 | Jan 1988 | British |
Ownership
Persons with significant control
Filing timeline
Last 13 of 13 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-18 | AA | accounts | Accounts with accounts type full | |
| 2026-02-17 | AA01 | accounts | Change account reference date company previous shortened | |
| 2025-01-30 | AA | accounts | Accounts with accounts type full | |
| 2025-01-30 | AA | accounts | Accounts with accounts type full | |
| 2025-01-30 | AA | accounts | Accounts with accounts type full | |
| 2025-01-30 | AA | accounts | Accounts with accounts type full | |
| 2025-01-30 | AA | accounts | Accounts with accounts type full | |
| 2025-01-30 | AA | accounts | Accounts with accounts type full | |
| 2025-01-23 | OSCH02 | other | Change company details overseas company | |
| 2021-06-30 | OSCH02 | other | Change company details overseas company | |
| 2021-03-10 | OS-PAR | annual-return | Appointment at registration of person authorised to represent | |
| 2021-03-10 | OS-PAR | annual-return | Appointment at registration of person authorised to accept service | |
| 2021-03-10 | OSIN01 | incorporation | Register overseas company |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.