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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2027-02-26 (in 9mo)

Last made up 2026-02-12

Watchouts

None on the register

Cash

£698

-80.9% vs 2023

Net assets

£11M

+40.6% vs 2023

Employees

1

-50% vs 2023

Profit before tax

£3M

+62.2% vs 2023

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover £4,308,893£3,042,954
Operating profit £3,938,016£2,629,659
Profit before tax £1,981,298£3,214,004
Net profit £1,517,556£3,070,641
Cash £3,664£698
Total assets less current liabilities £7,579,669£10,642,810
Net assets £7,569,669£10,640,310
Equity £7,569,669£10,640,310
Average employees 21
Wages £246,223£277,353
Directors' remuneration £294,481£305,512

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Operating margin 91.4%86.4%
Net margin 35.2%100.9%
Return on capital employed 52.0%24.7%
Gearing (liabilities / total assets) 77.4%67.9%
Current ratio 1.19x1.35x
Interest cover 2.01x1.26x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. GRANITE FINANCIAL LIMITED 2005-08-16 → present
  2. C.R.A.S.H. SERVICES LIMITED 1996-02-12 → 2005-08-16

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
AAB Group Accountants Limited
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Company's ultimate parent undertaking, GFL SPV Limited, has indicated its intention to provide funding in order to enable the Company to continue trading and meet its liabilities as they fall due for a period of at least 12 months from issuance of the financial statements. The director has considered the cashflow forecasts for the parent undertaking and consider that GFL SPV Limited has the resources to provide this support if required. Accordingly, the director has prepared the financial statements on a going concern basis.”

Group structure

  1. GRANITE FINANCIAL LIMITED · parent
    1. Granite Administration and Marketing Services Limited 100% · United Kingdom
    2. Granite Insurance Services Limited 100% · United Kingdom
    3. Crash Services Limited 100% · United Kingdom
    4. Crash Services Marketing Limited 100% · Republic of Ireland
    5. NICIR Limited 100% · United Kingdom

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

2 active · 11 resigned

Name Role Appointed Born Nationality
MCALLISTER, Sinead Elizabeth Secretary 2005-07-27 Irish
MCALLISTER, Sinead Elizabeth Director 2006-03-01 Apr 1978 Irish
Show 11 resigned officers
Name Role Appointed Resigned
MC KEOWN, Michael Anthony Secretary 1996-02-12 2005-07-27
COONEY, Paul Director 2004-02-12 2023-11-27
FEGAN, Marie Elizabeth Director 1996-02-12 2005-08-18
KEARNEY, Eugene Director 2006-10-12 2016-02-15
MAGUIRE, Mark Peter Director 2005-09-22 2006-08-07
MC KEOWN, Michael Anthony Director 1996-02-12 2022-07-31
MCKEOWN, Anthony Director 2007-03-05 2020-03-31
MCKEOWN, Jonathan Director 1996-02-12 2000-05-31
O'DRISCOLL, Andrew Martin Director 2012-01-01 2013-02-27
O'REILLY, Bronagh Mary Director 2004-02-12 2009-07-31
SIMPSON, Robert Dermott Director 2009-10-15 2016-11-30

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Gfl Spv Limited Corporate entity Shares 75–100% 2016-04-06 Active

Filing timeline

Last 20 of 131 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2021-03-31 MA Memorandum articles
Date Type Category Description
2026-03-03 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-07-09 AA accounts Accounts with accounts type full
2025-03-03 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-10-15 AA accounts Accounts with accounts type full
2024-02-20 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-11-27 TM01 officers Termination director company with name termination date PDF
2023-10-10 AA accounts Accounts with accounts type full
2023-03-06 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-10-04 AA accounts Accounts with accounts type full
2022-08-15 MR04 mortgage Mortgage satisfy charge full PDF
2022-08-15 MR04 mortgage Mortgage satisfy charge full PDF
2022-08-15 MR04 mortgage Mortgage satisfy charge full PDF
2022-08-15 MR04 mortgage Mortgage satisfy charge full PDF
2022-08-12 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2022-08-09 TM01 officers Termination director company with name termination date PDF
2022-07-25 PSC05 persons-with-significant-control Change to a person with significant control PDF
2022-03-08 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-10-14 AA accounts Accounts with accounts type full
2021-05-10 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-03-31 MA incorporation Memorandum articles

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
2

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page