FIND INSURANCE NI LTD
Get an alert when FIND INSURANCE NI LTD files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-05-11 (in 1y)
Last made up 2026-04-27
Watchouts
None on the register
Cash
£1M
Latest balance sheet
Net assets
£4M
highest in 6 filed years
Employees
30
Average over period
Profit before tax
£1M
Period ending 2024-12-31
Net assets
6-year trend · vs Financials median
Accounts
6-year trend · latest reflected 2024-12-31
| Metric | Trend | 2020-04-30 | 2021-04-30 | 2022-04-30 | 2023-04-30 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | £2,065,000 | £3,263,000 | |
| Operating profit | — | — | — | — | £345,000 | £1,469,000 | |
| Profit before tax | — | — | — | — | £327,000 | £1,442,000 | |
| Net profit | — | — | — | — | £244,000 | £1,080,000 | |
| Cash | £940,520 | £1,474,117 | £1,824,356 | £1,536,542 | £2,661,000 | £1,220,000 | |
| Total assets less current liabilities | £2,789,864 | £3,224,758 | £3,085,925 | £2,382,894 | £2,627,000 | £3,705,000 | |
| Net assets | £2,784,894 | £3,218,000 | £2,681,010 | £2,380,973 | £2,625,000 | £3,705,000 | |
| Equity | — | — | — | — | £2,625,000 | £3,705,000 | |
| Average employees | 35 | 36 | 33 | 32 | 30 | 30 | |
| Wages | — | — | — | — | £966,000 | £1,377,000 | |
| Directors' remuneration | — | — | — | — | £75,000 | £135,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2020-04-30 | 2021-04-30 | 2022-04-30 | 2023-04-30 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Operating margin | — | — | — | — | 16.7% | 45.0% | |
| Net margin | — | — | — | — | 11.8% | 33.1% | |
| Return on capital employed | — | — | — | — | 13.1% | 39.6% | |
| Gearing (liabilities / total assets) | — | — | — | — | 48.9% | 42.8% | |
| Current ratio | 6.30x | 5.95x | 3.96x | 4.36x | 2.04x | 2.33x | |
| Interest cover | — | — | — | — | 19.17x | 54.41x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- FIND INSURANCE NI LTD 2013-10-24 → present
- OPEN + DIRECT COMMERCIAL LTD 2007-08-08 → 2013-10-24
- OPEN & DIRECT COMMERCIAL LTD 2007-06-11 → 2007-08-08
- MINRAN PROPERTIES LIMITED 2007-05-23 → 2007-06-11
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have assessed, based on the anticipated activities of the company, that there are adequate resources in place to meet the ongoing costs of the business for the period to 30 June 2026, which is more than the minimum of 12 months from the date of signing the financial statements. In coming to this conclusion, the directors have assessed the entity's current financing arrangements and liquid resources.”
Significant events
- “On 5 February 2024 the company's parent undertaking Commercial Insurance Services Direct Limited was acquired by Prestige Insurance Holdings Limited, part of the Prestige Insurance Group.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 10 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HILLEN, Justin Martin | Secretary | 2025-04-15 | — | — |
| CLOSE, Wendy | Director | 2024-05-10 | Apr 1972 | British |
| GIBBONS, Julie | Director | 2024-05-10 | Aug 1972 | Irish |
| HILLEN, Justin Martin | Director | 2024-05-10 | Dec 1977 | British |
| MCGIRR, Jacqueline | Director | 2024-04-18 | Feb 1980 | British |
| MULLAN, Colin Patrick | Director | 2013-01-14 | Mar 1978 | Irish |
Show 10 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| KANE, Dorothy May | Secretary | 2007-05-23 | 2007-05-30 |
| MULLAN, Elizabeth | Secretary | 2007-05-30 | 2024-02-07 |
| BOYLE, Roisin | Director | 2009-09-29 | 2015-08-13 |
| CANNING, Ingrid | Director | 2012-11-01 | 2013-03-15 |
| HARRISON, Malcolm Joseph | Director | 2007-05-23 | 2007-05-30 |
| KANE, Dorothy May | Director | 2007-05-23 | 2007-05-30 |
| MCQUILLAN, Karen | Director | 2017-06-30 | 2024-10-01 |
| MULLAN, Elizabeth | Director | 2007-05-30 | 2024-02-07 |
| MULLAN, Paul Joseph | Director | 2013-01-14 | 2014-02-28 |
| MULLAN, Seamus | Director | 2007-05-30 | 2024-02-07 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Colin Mullan | Individual | Significant influence | 2021-09-20 | Ceased 2024-02-07 |
| Mrs Elizabeth Mullan | Individual | Significant influence | 2016-05-01 | Ceased 2021-09-20 |
| Mr Seamus Mullan | Individual | Significant influence | 2016-05-01 | Ceased 2021-09-20 |
| Commercial Insurance Services Direct Ltd | Corporate entity | Shares 75–100% | 2016-05-01 | Active |
Filing timeline
Last 20 of 101 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-01-16 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-27 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-04-17 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-09-26 | AA | accounts | Accounts with accounts type full | |
| 2025-05-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-15 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-12-09 | TM01 | officers | Termination director company with name termination date | |
| 2024-11-15 | AA | accounts | Accounts with accounts type total exemption full | |
| 2024-05-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-13 | AA01 | accounts | Change account reference date company previous shortened | |
| 2024-05-13 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-05-10 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-10 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-10 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-03 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-30 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-02-08 | TM01 | officers | Termination director company with name termination date | |
| 2024-02-08 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-02-08 | TM01 | officers | Termination director company with name termination date | |
| 2024-02-08 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-01-16 | RESOLUTIONS | resolution | Resolution |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.