GEORGE STUBBS INSURANCE SERVICES LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2026-08-28 (in 3mo)
Last made up 2025-08-14
Watchouts
None on the register
Cash
£2M
-26.8% vs 2024
Net assets
£6M
+35.3% highest in 4 filed years
Employees
45
-11.8% lowest in 4 filed years
Profit before tax
£2M
+6.8% vs 2024
Net assets
4-year trend · vs Financials median
Accounts
4-year trend · latest reflected 2025-03-31
| Metric | Trend | 2021-08-31 | 2022-06-30 | 2024-03-31 | 2025-03-31 |
|---|---|---|---|---|---|
| Turnover | — | — | £5,370,367 | £5,475,473 | |
| Operating profit | — | — | £1,770,559 | £1,956,660 | |
| Profit before tax | — | — | £1,855,132 | £1,981,136 | |
| Net profit | — | — | £1,347,682 | £1,440,841 | |
| Cash | £217,336 | £1,714,703 | £2,124,532 | £1,555,328 | |
| Total assets less current liabilities | — | — | £4,089,231 | £5,530,154 | |
| Net assets | £1,106,246 | £1,671,013 | £4,079,992 | £5,520,833 | |
| Equity | £1,106,246 | £1,671,013 | £4,079,992 | £5,520,833 | |
| Average employees | 48 | 48 | 51 | 45 | |
| Wages | — | — | £2,031,874 | £1,947,097 | |
| Directors' remuneration | — | — | £256,148 | £141,657 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
+2%
£5,370,367 £5,475,473
-
Cash
-26.8%
£2,124,532 £1,555,328
-
Net assets
+35.3%
£4,079,992 £5,520,833
highest in 4 filed years
-
Employees
-11.8%
51 45
lowest in 4 filed years
-
Operating profit
+10.5%
£1,770,559 £1,956,660
-
Profit before tax
+6.8%
£1,855,132 £1,981,136
-
Wages
-4.2%
£2,031,874 £1,947,097
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2021-08-31 | 2022-06-30 | 2024-03-31 | 2025-03-31 |
|---|---|---|---|---|---|
| Operating margin | — | — | 33.0% | 35.7% | |
| Net margin | — | — | 25.1% | 26.3% | |
| Return on capital employed | — | — | 43.3% | 35.4% | |
| Current ratio | — | — | 2.23x | 2.98x | |
| Interest cover | — | — | 2902.56x | 59.44x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future and have therefore concluded that the Company's financial statements should be prepared on a going concern basis.”
Significant events
- “On 2nd April 2025, the Company acquired the trade and assets of WK Risk Solutions LLP.”
- “On 18th August 2025, the Company acquired the trade and assets of Gateway Insurance Services Limited.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 11 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FLEMING, Sean Liam | Director | 2019-09-02 | May 1989 | British |
| FORREST, Neil | Director | 2026-04-21 | Nov 1966 | British |
| WEIR, Andrew Russell | Director | 2026-03-26 | Jul 1984 | British |
| WRIGHT, Kathren | Director | 2023-01-01 | Feb 1972 | British |
Show 11 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FOOT, Leigh | Nominee Secretary | 1997-08-14 | 1997-08-14 |
| STUBBS, Rhona | Secretary | 1997-08-14 | 2022-04-27 |
| MCGILL, Alasdair Iain | Director | 2015-04-13 | 2018-01-12 |
| MCGREGOR, Michael Stewart | Director | 2021-04-28 | 2022-08-18 |
| MCINTOSH, Susan | Nominee Director | 1997-08-14 | 1997-08-14 |
| NICOL, Kevin | Director | 2018-01-12 | 2019-05-31 |
| RANKIN, David Mark | Director | 2005-05-09 | 2014-07-31 |
| RUTHVEN, Alan William | Director | 2005-05-09 | 2023-08-31 |
| STUBBS, George David | Director | 1997-08-14 | 2024-07-09 |
| STUBBS, Rhona | Director | 1997-08-14 | 2014-10-14 |
| TRAINER, Peter | Nominee Director | 1997-08-14 | 1997-08-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Jmg Gi2 Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-07-06 | Active |
| Mr George David Stubbs | Individual | Significant influence | 2016-08-14 | Ceased 2022-07-06 |
| Riverside Marketing (Scotland) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2022-07-06 |
Filing timeline
Last 20 of 118 total filings
Material constitutional events — rename, articles re-file, resolution
- 2023-02-27 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-21 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-31 | AP01 | officers | Appoint person director company with name date | |
| 2026-01-03 | AA | accounts | Accounts with accounts type full | |
| 2025-12-01 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-12-01 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-11-27 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-11-25 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-08-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-17 | AA | accounts | Accounts with accounts type full | |
| 2024-08-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-13 | TM01 | officers | Termination director company with name termination date | |
| 2023-11-29 | AA | accounts | Accounts with accounts type full | |
| 2023-08-31 | TM01 | officers | Termination director company with name termination date | |
| 2023-08-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-05 | AA01 | accounts | Change account reference date company previous shortened | |
| 2023-04-03 | AA | accounts | Accounts with accounts type total exemption full | |
| 2023-02-28 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2023-02-27 | RESOLUTIONS | resolution | Resolution | |
| 2023-02-27 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2023-01-05 | AA01 | accounts | Change account reference date company previous shortened |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.